Contest Rules - Zacks $ 100K Challenge




Contest begins: January 2, 2007. Contest ends: December 31, 2007

ENTRY: No purchase necessary. You must be at least 18 years of age and a resident of the United States of America to be eligible for this contest. Limit one contest account per person. The Zacks Challenge (referred to here as “Contest”) begins January 2, 2007 at 9:30 a.m. Eastern Standard Time and ends at 4:00 p.m. Eastern Standard Time on December 31, 2007. To enter, you must create a Zacks Challenge account and register for the Contest on the entry page. If you do not currently have a Zacks Challenge account, you may to create one for free at Contest entry must be performed electronically, online LIMIT ONE ENTRY PER PERSON. Entries will only be accepted online. Participation in this Contest constitutes contestant’s full and unconditional agreement to, and acceptance of, these Official Rules and the decisions of Zacks Investment Research (“Sponsor”), 111 N. Canal St., Suite 1101, Chicago, IL 60606, which shall be final and binding in all respects. Any contestant disputing these Official Rules or the decisions of the Sponsor shall be disqualified. Technical Requirements/Tools. In order to participate in this Contest, each contestant must lawfully possess, or have lawful access to, the following facilities or computer tools: (1) E-mail service (for communication with Sponsor); and (2) Internet Access (for Contest entry and registration, negotiation of the hypothetical stock trades and maintenance of the contestant’s Portfolio [as defined below]).

Participation in the Contest must be made via the Website (defined below) only. Entries made by any other individual or any entity and/or originating at any other web site or e-mail address, including but not limited to commercial contest subscription notification and/or enter service sites, will be declared invalid and disqualified for this Contest. The use of any device to automate the entry process is prohibited.

ELIGIBILITY: The Contest is open to persons who are at least eighteen (18) years old at the time of entry and who are legal residents of, and reside and are physically located at the time of registration, in the fifty (50) United States and Washington, DC. Sponsor and its subsidiaries, affiliates, distributors, retailers, sales representatives, suppliers, participating vendors, advertising and promotion agencies, or any other company involved with the design, production, execution or distribution of this Contest, and each of their respective officers, directors and employees (collectively, the “Patrons”), as well as the members of the Patrons’ immediate families (spouses, parents, children, siblings and their spouses, regardless of where they live) and those living in the same household are ineligible to enter or participate in this Contest or win a prize. This Contest is subject to all federal, state and local laws and regulations. Void in Puerto Rico, all U.S. territories and possessions, and where prohibited or restricted by law.

OVERVIEW OF CONTEST. Each contestant will be assigned a simulated or theoretical amount of money, equivalent to $100,000, with which simulated stock trades are to be made by the contestant. All simulated trades will relate or refer to actual stocks traded on the United States Stock Market but will not involve actual or effective trades of those stocks. Rather, the trades only will be recorded on a score sheet (“Portfolio”) maintained and tallied solely by Sponsor and its partners. Contestants will be ranked throughout the term of the Contest according to the performance and resulting value of the contestant’s Portfolio. The rankings of contestants and their Portfolio holdings and performance will be displayed on the “Challenge Scoreboard” which may be found at

At the end of each month during the Contest, selected contestants will be chosen by Sponsor as the Monthly Winners, based upon the performance of their respective Portfolios during the preceding 30-day period. These Monthly Winners will be asked to create a weblog – “Player Blog” – to discuss the reasons why those selected Monthly Winners chose the specific simulated stocks that they did. Monthly Winners will be notified by email using the address specified in their entry to the Contest.

Monthly Winners will receive no prizes but will have the opportunity to compete for the Grand Prize and for nine (9) Additional Prizes. To qualify for the Grand Prize and the Additional Prizes the Monthly Winners will be required to continue their portfolio and their blog until December 31, 2007. If a contestant, within one week of being notified by Sponsor that s/he has been selected as a Monthly Winner, fails to (i) respond to Sponsor’s notification or (ii) agree to create a Player Blog, then Sponsor may at its discretion choose an alternate Monthly Winners, but Sponsor shall have no obligation to do so.

The Contest will end as of December 31, 2007. On or before January 31, 2008, Sponsor will select one of the prior Monthly Winners who are actively blogging, based on a number of factors including the performance of their portfolio to be the Grand Prize Winner and will select nine (9) other prior Monthly Winners as the Additional Prize Winners.

The single Grand Prize is a contract involving a payment of $100,000 cash, paid in monthly installments during the year 2008, that will obligate the Grand Prize Winner to continue his portfolio and his blog through the entire year of 2008. The nine (9) Additional Prizes, worth $3000 each, are free 2-year subscriptions to the Zacks Elite service and to the Zacks Research Wizard backtesting system.

PRIZES: One (1) Grand Prize will be awarded. The Grand Prize is a one-year contract with Sponsor to write and edit a subscription investment newsletter for Zacks Investment Research under the supervision of a Zacks Product Manager. Compensation under the contract shall be a $100,000 salary which will be paid over twelve calendar months, on a monthly basis, with each month’s payment dependent on satisfactory completion of the previous months’ content requirements. The Grand Prize winner must agree to contribute to the newsletter content, writing on no fewer than five new stocks every week, with updates every business day until the end of the 12 month term. Contestants who are unable or unwilling to fulfill this obligation are ineligible to be declared the Grand Prize winner. All content written for the newsletter becomes the property of Sponsor, and winner must agree to terms of exclusivity and compliance as set forth in the Acceptance Affidavit. Approximate Grand Prize Value: The approximate, verifiable value of the Grand Prize is $100,000.00.

Nine (9) Additional Prizes will also be awarded. Each Additional Prize will consist of a free two-years’ memberships to Zacks Elite, Sponsor’s subscription website and free subscription to Research Wizard, full-featured stock screening and backtesting software. No substitution of prizes is permitted except by Sponsor. Sponsor reserves the right to substitute any prize with another prize of equal or greater value. Approximate Additional Prize Value: The approximate, verifiable value of each Additional Prize is $3,000.00.

The total approximate value of all the prizes to be awarded as a result of the Contest will be One Hundred Twenty Seven Thousand and No/100 U.S. Dollars ($127,000.00).

Each month, five (5) or more “Monthly Winners” will be selected from the top contestants as determined by their numerical rankings. These Monthly Winners will be invited by Sponsor to create their own page of journal entries (“blog”) on (“Website”). If any of the chosen contestants are unable or unwilling to participate in the blog, Sponsor may select other Monthly Winners, but shall be under no obligation to do so.

One Grand Prize will be awarded. As of December 31, 2007, the top, prior Monthly Winners (but not more than 100 Monthly Winners), based on the annualized portfolio performance, from the date the Monthly Winners entered the Contest until December 31, 2007, will qualify for the Grand Prize and for the nine (9) Additional Prizes. SPONSOR’S POSTING OF A CONTESTANT’S SIMULATED PORTFOLIO AS A MONTHLY WINNER DOES NOT NECESSARILY INDICATE THAT THE CONTESTANT HAS WON A PRIZE; POTENTIAL GRAND PRIZE WINNERS MUST MEET ALL ELIGIBILITY REQUIREMENTS BEFORE A PRIZE WILL BE AWARDED. Grand Prize Finalists will be judged by their portfolio value, as well as the popularity and educational value of their trading strategies to determine an overall winner. A committee of Sponsor employees will make the final determination of the Grand Prize winner. Points will be assigned in each of the following categories: (1) virtual portfolio value as determined by the quantitative game; (2) traffic to the Player Blog- both the number of visits and the number of comments from readers will be evaluated; (3) qualitative points to be assigned by Judges for the variety, clarity and educational content on the Player Blog, and for any Monthly Winner’s performance in any personal interview that may be scheduled. The contestant with the best combined score from all of these areas will be named the Grand Prize winner.

Judging and Verification. Each entry must meet the requirements specified in these Official Rules. Any non-conforming entries will be disqualified. Subject to screening by the judges for compliance with these Official Rules, compliant and eligible entries will be judged by a panel of three (3) judges selected by the Sponsor. The judges for the Contest shall be the Contest Manager, the Executive Vice President of, and the Trading Services Director for Zacks Investment Research.

Judging Criteria. Judges will evaluate the (i) performance of each contestant’s Portfolio and (ii) content of each Monthly Winner’s Player Blog. The content of the Player Blogs will be assessed on a points system based, among other factors, on originality, linguistic integrity and language skill, clarity, cleverness, knowledge of the subject matter and “pundit quality.” The judges’ decisions are final and binding. Since this is a contest of skill, winning is dependent upon the quality of the qualified entries received the Sponsor.

Tie Vote Procedures. In the event of a tie involving two or more Monthly Winners, the names of the Monthly Winners receiving the top numbers of points will be placed in a closed container and a random drawing from among the names in the container will be conducted on or before December 15, 2008, by the Sponsor. The contestant whose name is selected as the result of the random drawing then will be declared the Contest Winner. Odds of Winning in the Event of a Tie: In the event of a tie among two or more contestants, the odds of winning will be dependent upon the total number of Monthly Winners receiving the top, identical number of points. All decisions of the Sponsor are final and binding on all matters relating to this Contest.

Disqualification. In the event any Monthly Winner or the Grand Prize Winner (either as the result of the judges’ adjudication, or as the result of a tie-break-random drawing) is disqualified, for any reason, or chooses not to be a winner (whether Monthly or Grand Prize), then the contestant garnering the next greatest number of points, as the result of judges’ adjudication, will be declared the Grand Prize Winner. If two or more contestants received a tying number of second place points, and the original Grand Prize Winner forfeits or is disqualified, then a random drawing will be held between or among the second-place contestants (not including the forfeiting winner), and the winner of that random drawing shall be declared the Grand Prize Winner. Should the derivative winner be disqualified or forfeit, then a tertiary winner will be selected using essentially the same procedures as employed by Sponsor to select the derivative winner.

Winner Notification. Between January 15, 2007, and January 31, 2007, Sponsor will make a good faith effort to contact the Grand Prize Winner and to obtain releases and authorizations from her/him. The Grand Prize Winner will be notified by courier, e-mail, or telephone and will have five (5) business days from the receipt of notification to acknowledge her/his status and return all the signed documents, in accordance with these Official Rules. The Grand Prize Winner must return all necessary signed releases and authorizations to the Sponsor. The nine (9) Additional Prize finalists will be notified by email, phone and/or FedEx within fourteen (14) days of determination. If a winner selectee is unreachable after seven (7) days, or if that finalist is unavailable for prize fulfillment, an alternate finalist may be selected according to the standings from all remaining eligible entries received. All prize selectees finalists must execute, notarize, and return an Affidavit of Eligibility/Prize Acceptance Form/Release of liability within five (5) business days of notification. Noncompliance within this time period, or return of any prize notification as undeliverable may result in disqualification and the selection of an alternate selectee.

GRAND PRIZE ELIGIBILITY REQUIREMENTS To be eligible to win the Grand Prize, the winner must (a) sign the Zacks Confidentiality Agreement (b) sign the Zacks Grand Prize Newsletter Consulting Agreement, (c ) agree to the standard user terms displayed at the bottom of the Website of, and (d) any other documentation that Sponsor deems is necessary to reasonably effect the award of any prize in connection with this Contest.

GENERAL CONDITIONS: This Contest is governed by the laws of the United States. All federal, state and local laws and regulations apply. All entries become the property of Sponsor and will not be returned to entrant.

Official Rules Binding. By entering this Contest, contestants agree to be bound by and acknowledge compliance with these Official Rules including, without limitation, eligibility requirements and by the decisions of Sponsor. Failure to comply with these or any other Official Rules will result in disqualification.

Releases. Each contest winner (whether a Monthly Winner or Grand Prize Winner [hereafter collectively referred to as “Winner”]) must return, within five (5) business days after a notification attempt, an Affidavit of Eligibility and Liability and Publicity Releases (collectively hereafter, “Releases”) personally signed by the Winner. Failure return or deliver the executed Releases within the time periods specified, or non-compliance with these Official Rules, or inability to notify a Winner will result in that Winner’s disqualification and forfeiture of the prize, and an alternate winner will be selected in accordance with these Official Rules. If a potential Winner cannot be reached after a reasonable effort has been exerted, if s/he is found to be ineligible, s/he cannot or does not comply with these Official Rules, or if her/his prize notification is returned as undeliverable, such person will be disqualified and an alternate will be selected at Sponsor’s sole discretion. No prize will be awarded until the signed Releases are received by Sponsor. The winner will be required to provide Sponsor with, among other information, her/his telephone number and complete, current, mailing address and Social Security number. No winner will be qualified until her/his entry submission is validated. In the event an insufficient number of eligible submissions are received, or if Sponsor is prevented from awarding the prize or continuing with the Contest as contemplated herein by any event beyond its control, including but not limited to fire, flood, natural or man-made epidemic, earthquake, explosion, labor dispute or strike, act of God, public enemy or terrorist, or due to satellite or equipment failure, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared) or any federal state or local government law, order, or regulation, public health crisis (e.g. SARS), order of any court or jurisdiction, or other cause not reasonably within Sponsor’s control (each a “Force Majeure” event or occurrence), then (subject to any governmental approval that may be required) Sponsor shall have the right to modify, suspend, or terminate this Contest. If the Contest is terminated for a Force Majeure before the designated end date, Sponsor will (if possible) select the Grand Prize Winner from all eligible, non-suspect submissions qualified as of the date of the event giving rise to the termination. Sponsor reserves the right to change these rules at any time. Sponsor is not responsible for any electronic or typographical error in the printing or reproduction of these Official Rules, administration of the Contest or in the announcement of the Contest prizes. These Official Rules may not be modified or amended in any way except in a written document issued in accordance with law by a duly authorized representative of Sponsor. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision. Neither Sponsor nor anyone acting on its behalf will enter into any communications with any contestant regarding this Contest, except as expressly set forth in these Official Rules. The invalidity or unenforceability of any provision of these rules shall not affect the validity or enforceability of any other provision. In the event that any provision is determined to be invalid or otherwise unenforceable or illegal, these rules shall otherwise remain in effect and shall be construed in accordance with their terms as if the invalid or illegal provision were not contained herein. At the sole discretion of Sponsor, all entries are subject to verification. Anti-fraud detection devices may be used to verify Winners. No more than one (1) Grand Prize Winner will be selected.

Use of Personal Information/Privacy. By participating in this Contest, contestants, including the Winners, consent to the use of their names, voices, likenesses, and/or poster, for promotional, advertising, publicity or trade purposes in any and all media worldwide in perpetuity by the Patrons, without compensation (other than award of the prizes identified above) unless otherwise prohibited by law, including without limitation, advertising and promotional purposes in connection with Website or this Contest or other Sponsor-promoted promotions, and hereby release the Patrons from any liability with respect thereto. Sponsor and the Patrons shall have the perpetual, worldwide right to edit, publish, and use a contestant’s Portfolio or written content (“Submission” or “Submissions”) in any way and in any media for trade, advertising, promotional, and/or other purposes as Sponsor and/or the Patrons may determine without further consideration to contestants or any third party. Except as otherwise stated in these Official Rules, personal information collected in connection with this Contest will be used in accordance with the privacy policy found on the Website and with the consent given by each contestant at the time of entry in this Contest. Any communication or information transmitted to Sponsor and/or the Website by electronic mail or otherwise is and will be treated as non-confidential and nonproprietary. If you do not want your personal information used in the manner describe herein, do not enter this Contest.

Technical Problems/Fraud. Patrons are not responsible for any incorrect or inaccurate entry information; human errors; technical malfunctions; failures, including public utility outages; omissions, interruptions, deletions or defects of any telephone network, computer online systems, computer equipment, servers, providers, or software, including without limitation any injury or damage to contestant’s (or any other person’s) computer, computer system or components, phone line, Internet access, hardware or software, relating to or resulting from participation in this Contest; inability to access the Website or any web pages of Sponsor; theft, tampering, destruction, or unauthorized access to, or alteration of, entries; data that is processed late or incorrectly or is incomplete or lost or delayed due to telephone, computer or electronic malfunction or traffic congestion on telephone lines or the Internet, or any service provider’s facilities, or any website (including the Website) or for any other reason whatsoever; typographical, printing or other errors, or any combination thereof. Without limiting the generality of the foregoing, Sponsor is not responsible for incomplete, illegible, misdirected, misprinted, late, lost, damaged, stolen, or postage-due submissions, submission or prize notifications; or for lost, interrupted, inaccessible or unavailable networks, servers, satellites, Internet Service Providers, websites, or other connections; or for miscommunications, failed, jumbled, scrambled, delayed, or misdirected computer, telephone or cable transmissions; or for any technical malfunctions, failures, difficulties or other errors of any kind or nature; or for the incorrect or inaccurate capture of information, or the failure to capture any information. The Patrons shall not be responsible if, for any reason, this Contest is not capable of running as planned, or if this Contest or any website associated therewith (or any portion thereof) becomes corrupted or does not allow the proper processing of data in accordance with these rules, or if infection by computer virus, bugs, tampering, unauthorized intervention, actions by contestants, fraud, technical failures, or any other causes, in the sole opinion of Sponsor corrupts or affects the administration, security, fairness, integrity or proper conduct of this Contest. Proof of sending or submission will not be deemed to be proof of receipt by Sponsor. Sponsor reserves the right in its sole discretion to disqualify any individual who is found to be acting (i) in violation of these Official Rules, or (ii) in an unsportsmanlike or disruptive manner, or (iii) with the intent to disrupt or undermine the legitimate operation of the Contest, or (iv) to annoy, abuse, threaten or harass any other person, and Sponsor reserves the right to seek damages and other remedies from any such person to the fullest extent permitted by law. If for any reason this Contest is not capable of running as planned, or if this Contest or any website associated therewith (or any portion thereof) becomes corrupted or does not allow the proper conduct of the Contest and processing of entries in accordance with these rules, or if infection by computer virus, bugs, tampering, unauthorized intervention, actions by contestants, fraud, technical failures, or any other causes, in the sole opinion of Sponsor corrupts or affects the administration, security, fairness, integrity or proper conduct of this Contest, Sponsor reserves the right, in its sole discretion, to disqualify any individual implicated in such action and/or to cancel, terminate, modify or suspend this Contest, or any portion thereof. If such cancellation, termination, modification or suspension occurs, notification will be posted on the Website. Any attempt by a contestant or any other individual to deliberately damage any website (including the Website) or undermine the legitimate operation of the contest is a violation of criminal and/or civil laws and should such an attempt be made, Sponsor reserves the right to seek damages and other remedies from any such person to the fullest extent permitted by law. All entries become the property of the Sponsor and will not be acknowledged or returned. Paper entries are not permitted. No screenshots or mechanically reproduced entries will be accepted. In the event of a dispute about who submitted an entry, the entry will be deemed submitted by the authorized account holder of the e-mail account entered. The authorized account holder is deemed the natural person who is assigned to an e-mail address by an Internet access provider, service provider, or other online organization that is responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address. A contestant may be requested to provide Sponsor with proof that the potential winner is the authorized account holder of the e-mail address associated with the winning entry and that all eligibility requirements are met. Without limitation, everything regarding this Contest, including the Website and the prizes (and elements thereof), are provided “as is” without warranty of any kind, either express or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Releases; Indemnification. By participating in this Contest, each and any Winners release Sponsor, as well as the Patrons, from and against any and all liability, claims or actions of any kind whatsoever in connection with the receipt, possession, ownership or use of any prize awarded in connection with this Contest, or while traveling to or from any Contest event and/or participating in any prize-related activity with respect to or in any way arising from this Contest and/or acceptance or use of any prize, including, without limitation, liability for personal injury, damages or loss. Contestants and the Winners agree to (i) indemnify and hold Sponsor, as well as the Patrons, harmless from any and all liability resulting or arising from this contest, to (ii) release all rights to bring any claim, action or proceeding against Sponsor or the Patrons, and hereby acknowledge that Sponsor and the Patrons have neither made nor are in any manner responsible or liable for any warranty, representation or guarantee, express or implied, in fact or in law, relative to any prize, including express warranties provided exclusively by a prize supplier that may accompany a prize. Some jurisdictions may not allow the limitations or exclusions of liability for incidental or consequential damages or exclusion of implied warranties, so some of the above limitations or exclusions may not apply.

Nature of Relationship/Waiver of Equitable Relief. Each contestant hereby acknowledges and agrees that the relationship between the contestant and the Patrons is not a confidential, fiduciary, or other special relationship, and that the contestant’s decision to provide the contestant’s registration and entry submission to Sponsor for purposes of this Contest does not place the Patrons in a position that is any different from the position held by members of the general public with regard to elements of the contestant’s entry or any Submission. Each contestant understands and acknowledges that the Patrons have wide access to ideas, stories, designs, and other literary materials, and that new ideas are submitted to them or being developed by the Patron’s own employees. Each contestant also acknowledges that many ideas (or stories) may be competitive with, similar or identical to a contestant’s Submission and/or each other in design, theme, idea, plot, format or other respects. Each contestant acknowledges and agrees that, except as otherwise provided in these Official Rules, s/he will not be entitled to any compensation as a result of any Patron’s use of any such similar or identical material. Each contestant acknowledges and agrees that the Patrons do not now and shall not have in the future any duty or liability, direct or indirect, vicarious, contributory, or otherwise, with respect to the infringement or protection of the copyright in and to any contestant’s Submission respecting, in any manner or context, this Contest. Further, each contestant agrees that s/he shall not bring, nor have a right to, equitable relief of any kind in connection with the Patrons’ use of any contestant’s Submission respecting, in any manner or context, this Contest.

Copyright Ownership. Each Winner warrants that s/he is the sole designer, creator and owner of her/his Submission, including any visual or auditory components, or has full permission to use copyrighted components, and further warrants that the Submission contains no information considered by contestant’s employer, place of business, or any third party to be confidential. By entering this Contest, contestant hereby assigns to Sponsor, without reservation of any kind, all of contestant’s right, title and interest to and in her/his Submission, including the right to use and/or display the Submission in any manner deemed reasonable by Sponsor, in Sponsor’s sole discretion. Each contestant agrees to execute and deliver to Sponsor, in a prompt and commercially reasonable manner, any and all documents necessary to effectuate the assignment of her/his Submission to Sponsor.

No Obligation to Use: Sponsor shall have no obligation (express or implied) to use any Submission, or to otherwise exploit any Submission or, if commenced, to continue the distribution or exploitation thereof, and Sponsor may at any time abandon the use of the any Submission for any reason, with or without legal justification or excuse, and contestants shall not be entitled to any damages or other relief by reason thereof.

Further Documentation: If Sponsor shall desire to secure additional assignments, certificates of engagement for the Submission or other documents as Sponsor may reasonably require in order to effectuate the purposes and intents of this Contest and the agreements inherent therein or in these Official Rules, then each contestant agrees to promptly execute and deliver any such documents to Sponsor, upon Sponsor’s request therefor.

Arbitration Provision: This Contest is governed by the laws of the United States. Except where prohibited by law, as a condition of participating in this Contest, contestant agrees that (1) Any claim, dispute, or controversy (whether in contract, tort, otherwise) that they may have with, or claims they may have against, Sponsor arising out of, relating to, or connected in any way with this Contest, the awarding or redemption of any prize in connection herewith, or the determination of the scope or applicability of this agreement to arbitrate, shall be resolved individually, without resort to any form of class action, and exclusively by final and binding arbitration under the rules of the American Arbitration Association (“AAA”), and held at the AAA regional office nearest the contestant (the “Forum”); (2) the Federal Arbitration Act (“FAA”), 9 U.S.C. §§ 1-16; shall govern the interpretation, enforcement and all proceedings at such arbitration; and (3) judgment upon such arbitration may be entered in any court having jurisdiction. By participating in this Contest, each contestant agrees that: (i) the arbitrator’s decision shall be controlled by the terms and conditions of these Official Rules and any of the other agreements referenced herein that the applicable contestant may have entered into in connection with the Contest; (ii) the arbitrator shall apply Illinois law consistent with the FAA and applicable statutes of limitations, and shall honor claims of privilege recognized at law; (iii) there shall be no authority for any claims to be arbitrated on a class or representative basis; arbitration can decide only the contestant’s and/or Sponsor’s individual claims and the arbitrator may not consolidate or join the claims of other persons or parties who may be similarly situated; and (iv) the arbitrator shall not have the power to award punitive damages against the contestant or Sponsor or Patrons. Further, if any part of this arbitration provision is deemed to be invalid, unenforceable or illegal, or otherwise conflicts with the Code of Procedure established by the Forum, the balance of this arbitration provision shall remain in effect and shall be construed in accordance with its terms as if the invalid, unenforceable, illegal or conflicting provision were not contained herein.

Dates, Deadlines, Number of Contestants. Due to the unique nature and scope of this Contest, Sponsor reserves the right, in addition to those other rights reserved herein, to modify any date(s) or deadline(s) set forth in these Official Rules. Sponsor is not able to accurately predict the number of entrants that will participate in this Contest.

PRIVACY: By entering the Contest, you agree to Sponsor’s use of your personal information as described in Sponsor’s Privacy Policy at

OFFICIAL RULES: For a copy of the Official Rules, print out this web page or send a self-addressed, stamped envelope to: Zacks $100K Challenge, 111 N. Canal St., Suite 1101, Chicago, IL 60606.

WINNERS LIST: The name of the prize winners may be obtained from the winners page which will be posted after the end of the Contest or by sending a self-addressed stamped envelope to: Zacks $100K Challenge Winners, 111 N. Canal St., Suite 1101, Chicago, IL 60606. Requests received after May 1, 2008 will not be honored.

INTELLECTUAL PROPERTY: The Contest and all of the related pages, contents and code are copyright © Zacks Investment Research, and/or Sponsors. Copying or unauthorized use of any copyrighted materials, trademarks or any other intellectual property without the express written consent of its owner is strictly prohibited.

SPONSOR: Zacks Investment Research (“Sponsor”), 111 N. Canal St., Suite 1101, Chicago, IL 60606.